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Jun 01 2016

Are There Payment Options for an AC Installation?

HVAC Salesman meeting with homeowners

Let’s face it – replacing your heating and air conditioning system can be a significant up-front investment if you’re not prepared. And really, who knows if and when your old furnace or air conditioner is going to suffer a catastrophic failure?

So, when the worst happens, you might be panicking about how you’re going to finance the new system you and your family need. But don’t worry; we’ve got you covered.

3 Easy Financing Options for Your New HVAC System

Here are three ways you can find the money you need to get your family back in cool, climate-controlled comfort right away:

  1. In-house financing options: Many service providers offer in-house financing through partnership with a bank of some kind. These may include fixed lines of credit or low-interest credit cards. Just be sure to read the fine print on any introductory APR offers before you sign on the bottom line.
  2. Home equity line of credit (HELOC): You can ask your bank for a line of credit secured by the equity in your home. The amount and terms of the credit line will depend on your home’s loan-to-value ratio, as well as your credit score and mortgage payment history. HELOC’s are incredibly popular for home remodeling projects, but may not be the right choice for anything under $10,000.
  3. Existing credit cards: If you have an existing line of credit that’s unused, you may be able to leverage a convenience check or balance transfer offer to cover the amount you need. Just remember to make your monthly payments on time, and aim to pay it off before any promotional interest rates expire.

Having Trouble with Your Home Cooling System?

We can help! Contact our team of experts today, and we’ll send one of our heating and air conditioning techs out your way.

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